Life is longer a piece of cake, particularly if you live in one of expensive cities of Pakistan like Lahore, Karachi or Islamabad. Most of us stuggle to match our income with our expenses and, many times, it seems like a losing battle.
Rent
This is the single most significant cause for heartache in an expensive city. For many of us, there is simply no escaping it. The fact that most working people barely spend a few waking hours at home makes the cost of renting a home seem even more exorbitant. Here are a few ways to minimise the damage caused: * Before setting out to rent an apartment, understand your personal needs in terms of space required. In most cases, a studio apartment is just fine for a single person. It provides you with a room and a mini kitchen, and costs just half as much as a one bedroom apartment.
* If you are single, and not keen on this option, look for a conventional one bedroom and hall with a smaller kitchen. Since the amount of time you spend there is minimal, and you will eat out at times, a kitchenette will do just fine.
* Avoid apartments with a dining area.
Conveyance
Conveyance is the silent killer in terms of monthly budgeting in expensive cities. It is important to prioritise your modes of conveyance as per your needs.
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